David R. Esquivel


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David Esquivel concentrates his practice on counseling, investigations, and litigation in the financial services sector, with a particular emphasis on matters relating to the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA) and Telephone Consumer Protection Act (TCPA).

He provides counsel to nationwide consumer reporting agencies (CRAs) and furnishers of consumer data on how to ensure regulatory compliance under ever-increasing demands of federal regulatory agencies. David settled the claims of 120,000 consumers on behalf of a CRA in a nationwide class action and successfully defended a CRA against a variety of FCRA claims tried to jury verdict. He regularly advises on FCRA compliance issues, handling investigations conducted by the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB), and representing clients in class action and individual litigation.

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Law360 Privacy/Consumer Protection Editorial Advisory Board (2017)

Tennessee Bar Association — Access to Justice Committee, Chair (2010-2012)

American Bar Association — Consumer Financial Services Committee, Vice Chair (2018-present); Consumer Financial Services Committee, Pro Bono Committee, Chair (2015-present); Antitrust Section’s Trial Practice Committee, Vice Chair (2010-2013)

Tennessee Supreme Court — Access to Justice Commission

Leadership Nashville Class of 2011

Conexion Americas — President, Board Member (2011-2013)

Tennessee Immigrant & Refugee Rights Coalition — Advisory Board Member

Tennessee Bar Association — Leadership Law Class of 2007

Nashville Public Library Foundation — Board Member

Dan and Margaret Maddox Charitable Fund — Board Member