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Attorney Spotlight

Learn about Richard Arnholt's diverse government contracts practice and why he chose to pursue a career in the legal field. Read more>

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Experience

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Experience Spotlight

In June 2017, Pinnacle Financial Partners, Inc. (NASDAQ: PNFP) closed a $1.9 billion merger with BNC Bancorp (NASDAQ: BNCN) pursuant to which BNC merged with and into Pinnacle. With the completion of the transaction, Pinnacle becomes a Top 50 U.S. Bank. The merger will create a four state footprint concentrated in 12 of the largest urban markets in the Southeast. 

Bass, Berry & Sims has served Pinnacle as primary corporate and securities counsel for more than 15 years and served as counsel on the transaction. Our attorneys were involved in all aspects related to the agreement, including tax, employee benefits and litigation. 

Read more details about the transaction here.

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Thought Leadership

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Regulation A+

It seems that lately there has been a noticeable uptick in Regulation A+ activity, including several recent Reg A+ securities offerings where the stock now successfully trades on national exchanges. In light of this activity, we have published a set of FAQs about Regulation A+ securities offerings to help companies better understand this "mini-IPO" offering process, as well as pros and cons compared to a traditional underwritten IPO.

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Privacy Perils: Protecting Your Credit Card Online 2.0

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July 22, 2016

As referenced in a previous Privacy Peril, we listed some suggested ways to minimize the risk of potential theft of card information while shopping online. Here are some additional suggestions on how to protect your credit card information:

  • Whenever possible, use trustworthy payment services like Amazon, PayPal, Google Wallet, or Apple Pay. It means that the merchant never obtains your credit card info and minimizes the points of interception and storage of credit card information. Even better, use tokenized payment systems.
  • Some banks also offer similar authentication and payment processes that result only in a secure connection to your bank's website, eliminating the middle-man for payment (for example, https://www.bankofamerica.com/privacy/accounts-cards/shopsafe.go). Visa and MasterCard also have additional layers of security that you have to opt-in and enroll to use (such as SecureCode and "Verified by Visa") which are similar to two factor authentication.
  • Set up alerts so that you are notified of transactions promptly. Even better, start using the real-time notification of charges features of the Visa and Amex apps – you will be notified immediately when the purchase is made and can verify the amount in real-time.
  • Check your statements often. As everyone moves to "paperless" statements, it is very easy to skim your card statements and not realize there has been a compromise.
  • If possible, shop from sites that are validated and have at least some form of multi-factor authentication combined with up-to-date SSL certificates and encryption (i.e., only buy from sites with the "https" or lock in the browser). Make sure you are on the right site, and not a misspelled URL.

Privacy Perils imageCheck out our series, Privacy Perils, to learn what steps you can take to guard your personal and company data. For more information about this topic and other cyber security concerns, please contact Bob Brewer, Tony McFarland, Elizabeth Warren or a member of our Data Security & Privacy team.

 


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