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Attorney Spotlight

Learn about Richard Arnholt's diverse government contracts practice and why he chose to pursue a career in the legal field. Read more>

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Experience Spotlight

In June 2017, Pinnacle Financial Partners, Inc. (NASDAQ: PNFP) closed a $1.9 billion merger with BNC Bancorp (NASDAQ: BNCN) pursuant to which BNC merged with and into Pinnacle. With the completion of the transaction, Pinnacle becomes a Top 50 U.S. Bank. The merger will create a four state footprint concentrated in 12 of the largest urban markets in the Southeast. 

Bass, Berry & Sims has served Pinnacle as primary corporate and securities counsel for more than 15 years and served as counsel on the transaction. Our attorneys were involved in all aspects related to the agreement, including tax, employee benefits and litigation. 

Read more details about the transaction here.

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Regulation A+

It seems that lately there has been a noticeable uptick in Regulation A+ activity, including several recent Reg A+ securities offerings where the stock now successfully trades on national exchanges. In light of this activity, we have published a set of FAQs about Regulation A+ securities offerings to help companies better understand this "mini-IPO" offering process, as well as pros and cons compared to a traditional underwritten IPO.

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David Esquivel Provides Insight on Hospital Use of Credit Checks

Healthcare Finance

Media Mentions

March 18, 2016

Bass, Berry & Sims attorney David Esquivel provided insight for an article in Healthcare Finance about the growing trend for hospitals to use credit checks to determine a patient's ability to pay healthcare bills. As costs rise for both health insurance and hospital stays, many hospitals are faced with patients inability to afford care. "Where I've seen it used is whether it's worth your while to try to collect. We have clients who offer a product to hospitals. They do an analysis, credit history, the amount owed, a hospital's charity policy. They advise the hospital: put money into collections or this is somebody it's not worth doing that, you might as well write it off as charity care," said David in the article. But, as David also points out in the article, "hospitals must treat credit reports with the same respect for privacy as health records."

The full article, "Hospitals Increasingly Using Credit Checks to Understand Whether Patients Will Pay," was published by Healthcare Finance on March 16, 2016, and is available online. 

The Healthcare Finance article and David's comments were included in a separate article, "Credit Checks Can Go a Long Way in Determining Consumers' Ability to Pay," published by ACA International on March 17, 2016.


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